Good morning investors! This is going to be an earnings-heavy week.
Today we cover:
What to expect this week
US-Iran tensions
Is AI making your work boring?
📊 Economy and News
What to Expect This Week
Here’s what to keep an eye on this week:
Monday, July 20
No major U.S. economic data releases or high-impact earnings scheduled.
Tuesday, July 21
General Motors (GM): Q2 results at 6:30 a.m. ET, call at 8:30 a.m. Focus on EV restructuring post-tax credit changes.
Capital One (COF): Q2 at 4:05 p.m. ET, call at 5 p.m. Watch for consumer spending trends after recent settlement.
Alaska Air (ALK): Q2 after close. Airline sector in spotlight with peers reporting later; watch fuel costs and pricing power.
U.S. State Employment and Unemployment (June).
Wednesday, July 22
AT&T (T): Q2 before open, call at 8:30 a.m. Telecom strength expected after prior beat.
Alphabet (GOOG/GOOGL): Q2 after close, call at 4:30 p.m. Key watch: AI/cloud growth vs. data center capex drag; Gemini progress.
ServiceNow (NOW): Q2 after close, call at 5 p.m. Software spending trends critical.
Tesla (TSLA): Q2 after close, webcast at 5:30 p.m. Deliveries beat; focus on AI/robotics shift and capex surge.
AMD: AI chip conference in San Francisco—potential partnership announcements.
Thursday, July 23
Albertsons (ACI): Fiscal Q1 before open, call at 8:30 a.m. Grocery sector pressured by consumer caution.
Comcast (CMCSA): Q2 results and call at 8:30 a.m. NBCUniversal spin-off in focus.
Intel (INTC): Q2 after close, call at 5 p.m. Recent deals and outlook key after strong prior quarter.
Friday, July 24
American Express (AXP): Q2 at 7 a.m. ET, webcast at 8:30 a.m. Consumer health and economic signals from commentary.
New Home Sales (June).
Global hits:
Incoming UK prime minister Andy Burnham scraps digital ID scheme.
Trump says China obtained 220 million US voter files ahead of 2020 election.
China set to leave benchmark lending rates unchanged for 14th month in July.
Reminder: Iraq and Syria sign agreement to restore oil pipeline that would provide alternative to Strait of Hormuz. In other news, housing costs is the top political issue for young voters. And, a bipartisan bill called the Tax Relief for Fraud Victims Act would eliminate current deductibility restrictions on fraud losses.
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📈 Stocks
S&P 500 7,457.69 (-1.01%)
DJIA 52,146.42 (-0.77%)
NASDAQ 25,520.24 (-1.41%)
BRENT CRUDE 90.43 (+2.74%)
* Prices as of Jul 20th, 12:20 AM UTC
US-Iran War Ready to Spiral?
Tensions between the United States and Iran escalated sharply over the weekend, with reports of intensified military exchanges in the Middle East. U.S. strikes targeted Iranian-backed assets, prompting retaliatory actions that briefly disrupted shipping in key areas like the Strait of Hormuz.
Oil prices surged on supply disruption fears before partially retreating, adding volatility to energy markets heading into the new week.
Iran has officially withdrawn from the MoU signed in Islamabad with plans to attack US infrastructure and companies in neighboring countries. Plus, the US plans heavier attacks as a result of the killing of US soldiers in Jordan and Iraq.
Some argue that the situation may worsen as mediators continue efforts to control things.
Interesting: Facebook and Instagram users reporting some outages.
Spain wins The World Cup.
💵 Personal Finance
Why Overusing AI at Work Could Make You “Boring” and Hurt Your Career
Artificial intelligence is now used by over 40% of U.S. workers, but many risk turning it into a crutch that stifles creativity and personal growth.
Columbia Business School professor Sandra Matz warns that outsourcing critical thinking and creative reasoning to AI leads to stagnation and mediocrity. AI tools often produce safe, generic outputs, making users sound like everyone else and gradually eroding their edge.
The Right Way to Use AI
Experts agree AI excels at automating mundane tasks, summarizing information, analyzing data, and brainstorming. It should act as a “sparring partner,” not a replacement for judgment.
Wharton professor Americus Reed II calls over-reliance “cognitive surrender.” The goal is to reduce friction so humans can focus on creating meaning, not generating ideas.
Risks for Younger Workers and Relationships
Early-career professionals face higher risks if AI replaces deep learning. Relying on it for emails or messages can also erode trust—colleagues may sense inauthenticity and question genuine care.
Protect Your Professional Identity
Work psychology professor Eva Selenko highlights the threat to self-understanding when AI outperforms core tasks. The solution: lean into uniquely human strengths like curiosity, relationships, creativity, and nuanced judgment—qualities AI cannot fully replicate.
Bottom Line
AI is a powerful productivity tool, but treat it as an enhancer, not a substitute. Those who preserve independent thinking and human connection will stand out as the technology matures.
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